Financial planning entails a comprehensive look at your financial situation & building a specific plan to reach your needs & goals. This includes investments / savings, retirement planning, estate planning, personal risk cover and more.
Through the use of unit trusts, model portfolios, Exchange Traded Funds (ETF’s) tax free and other investments locally as well as offshore, we assist clients to compile a tax effective investment plan to achieve their short and long term investment goals.
Allow you to save during your working career to provide an income once you retire. Our advice includes the plan to save towards retirement as well as earning the income once you have retired. Various options include Retirement Annuities, Tax Free Savings, Living Annuities and more.
Estate planning includes the process of anticipating and arranging for the management and disposal of a person’s estate during the person’s life in preparation for future incapacity or death. Our fiduciary services include drafting of wills as well as administration of estates.
Life Insurance – provides financial security to take care of your loved ones when you pass away. This includes providing income to cover their living expenses, pay for your children’s education, settle debt, pay estate duty and other costs, pay medical bills, pay funeral expenses and more.
Disability Cover – pays a lump sum should you become permanently disabled. The money can be used to provide a monthly income, to settle debt, to cover medical expenses, to adapt your house and car as well as many unforeseen expenses.
Income Protection – to provide a monthly income to replace your income once you are unable to work due to injury or illness.
Dread disease – with improvements in medical technology more and more people survive severe illnesses. In many instances that leaves them in financial ruin. Dread disease insurance pays a lump sum to assist in covering the costs for treating these illnesses as well as to provide an income whilst you are unable to work.
The running of a business also involves risks, such as the loss of valuable personnel or major shareholders due to death, disability or critical illness. We assist clients with Buy & Sell contracts and applicable risk cover, Key Person cover, Contingent liability cover and more.
South cape Financial Services
We do not simply sell insurance, and although we also provide peace of mind, our business is really about putting a smile on your face when you have lost something that is special to you.
